Term Rate Finder

Privacy Policy

Our Site is dedicated to keeping your personal information secure.

Please review our official privacy policy, listed below. It explains how we protect your privacy using the latest technological security methods. Should you have additional questions regarding the processes we use to keep your personal information secure, please use the form on our Contact page to send us a note.

Web Site Privacy Policy

This privacy policy (hereinafter “Privacy Policy”) applies to the practices we use to protect information obtained from those visiting the medicare-cost.com site (hereinafter “Site”). In our Privacy Policy, we detail our methods for the collection, use and disclosure of information you may provide to us while using our Site. Your use of our Site indicates you understand and agree to be bound by the terms specified in this policy.

By reference, we incorporate our Privacy Policy into the terms specified on our Legal Info page, which generally applies to your use of our Site.

Age Requirement for Site Users

Any person using this site must be at least 18 years of age. If you do not meet the minimum age requirement, you may not submit personal information to us.

Country of Residence Requirement for Site Users

Any person using this Site must reside in the United States. By using our Site, you represent this to be true.

Collection of Personally Identifiable Information

Our Site may seek and retain personally identifiable information from you. Persons using our site may provide potentially sensitive information in the form of User Submissions. This information may be obtained through online forms, applications, e-mail or comments submitted on the Site. This information could include financial data and/or information about your health or medical condition(s).

Collection of Non-Personally Identifiable Information

Our Site may also collect data, which is considered non-personally identifiable. These types of data may include records of activity and preferences pertaining to your use of our site, as well as profile or demographic information.

Why we collect personal information

We aim to provide you with the most competitive rates available for insurance coverage. When searching out the best rate for you, we deal with large numbers of insurance companies. Insurance companies use different types of information, much of which may be personal or sensitive, in order to set their rates. We must obtain the information these companies require to find out which ones can provide you with the best insurance coverage for the best price.

Use and Sharing of Information

Information we collect from you on the Site may be used in the course of our business for various purposes. We may use the personal information you provide to process your request for an insurance quote. We may also use your information to offer information about products or services from us and our affiliates. Your information may also be used to help evaluate visitor activities and interests on the Site. We may combine the information we collect from you, which we may receive at different times or in different ways, and use it with other information.

Data submitted on our site may be provided to various individuals including, but not limited to: brokers, discount insurance program reps, insurance agents or individuals representing insurance companies. They may contact you to provide quotes for insurance through email, postal mail, by phone or through other methods. Our site does not accept responsibility after we forward your Application Data to any person, entity or company who violates our Privacy Policy, or their own.

From time to time it may be necessary for us to provide your personal information to companies we use to provide marketing or technology services. We may bundle, sell or transfer non-personally identifiable information about usage of the Site to third parties. These actions may also take place due to the sale of all, or most, of our assets for this part of our business, in the course of a merger with another company or business, consolidation, change in ownership, business reorganization or liquidation.

In instances where you may be involved or suspected of involvement in any illegal activity, we may also, whether or not we are required by law, release your information to law enforcement or other government officials.

Security Methods

Data you submit to our Site using the application form is encrypted to keep your information secure as it is forwarded to our Site. Despite our best efforts, persons submitting information via the Internet accept certain risks. We make no representations that the personal information you provide will not be accessed without authorization or will remain securely stored on our servers. We reject liability for any theft, loss, damage, interception or unauthorized access of your sensitive information. Your use of the Site signifies your understanding and agreement with our policy.

Consent

By submitting information to our Site you agree to allow us to forward your potentially sensitive information for processing in the United States, as well as other countries or territories. You further permit us to have various insurance industry professionals who we partner with via our health insurance network contact you directly to provide quotes by fax, phone, email or regular mail. You consent that these contacts will not be considered a violation should any of your contact information be included on any local or national “do not call list”.

Links

The Site may include links or references to other sites, which may not adhere to our Privacy Policy. If you choose to connect to these links or references, you confirm that our Privacy Policy will not apply to these other sites.

Your Agreement to this Privacy Policy

If you do not agree with any of the terms of our Privacy Policy, please refrain from using our Site. Your use of the Site constitutes your agreement with this policy. We reserve the right to change, modify, add to or remove sections of this policy at any time. Users should periodically review this policy for any changes or updates. Continued use of the Site signifies your continued agreement with the terms of this policy.

Use the Contact Us page to send us any questions or comments you may have regarding our Privacy Policy.